Hospital bill is negotiable; but do your research first

If you don’t have insurance or even if you do, you have a right to your itemized hospital bill to review.   First look for incorrect charges or duplicate charges which happen frequently.   Then ask  what Blue Cross/Blue Shield would have paid the hospital, or possibly what Medicare would have reimbursed the hospital.   Then make an offer—never pay the “retail, uninsured” price.


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